First of all End Stage Renal Disease (ESRD) creates a couple of key elements related to COBRA. #1 total disability, which adds an 11 month extension to COBRA available coverage and #2 something called a 30 month coordination period, which is essentially the coordination of benefits between a group plan or COBRA and Medicare.

To boost your immune system, avoid the following bad habits that are almost guaranteed to make you sick. We read about these in Prevention magazine:

First: You’re always in your car. New research shows that inactive people who rarely walk take twice as many sick days as those who walk every day! Why? Because exercise, including taking a brisk walk, primes the body to sweep inactive white blood cells back into circulation, so your immune system runs more smoothly.

We hosted a webinar on the new Summary of Benefits & Coverage (SBC) requirements for HRA, FSA and HSA Plans.  Click HERE for the link to the 20 minute session!

When needed for vision correction, amounts paid for the following items are qualified vision care expenses:
- prescription eyewear and supplies (eyeglasses, goggles, safety glasses, sports eyewear, sunglasses)
- tinting of prescription eyewear
- eye exams (refractions) 
- over-the-counter reading glasses and other vision aids

SIGIS' latest newsletter says: 

"... we are reviewing product descriptions of sunscreen and sunblock products to determine which broad spectrum, SPF 15+ items can be added to the list."

"Note that we will add only those items that can be clearly identified as SPF 15 or higher and that provide protection against both ultraviolet B radiation (UVB) and ultraviolet A radiation (UVA). These products will not require an Rx for purchase with a health care debit card at SIGIS certified merchants." 

The ruling on the individual mandate will not stop (soon enough, if it's voted down) some of the things that are written into law now. And the next benchmark of the ACA to go into effect is the Summary of Benefits & Coverage (for new hires ...and group having open enrollment on or after 9/23/2012). This webinar will review the SBC and what employers that have a HRA, FSA or HSA need to know about maintaining compliance and providing the proper documentation.

Self-administering employers of a HRA, will have a particular need to know this information.

Space is limited.
Reserve your Webinar Seat Now at:
https://www2.gotomeeting.com/register/255957298

"Scientists estimate that laughing 100 times is equivalent to a 10-minute workout on a rowing machine." So, go have a couple good laughs today!

Looking for a new way to relieve some of your stress? Lose weight? Or perhaps stop smoking??  Try Hypnotherapy!  Get a note from your doctor to make it FSA Eligible and start living you life again!

The IRS says a valid receipt will have; the medical provider’s name; the patient’s name; a description of the product or service;, the date of service or date of purchase; and the amount of out-of-pocket expense.