A quick message about late COBRA payments...a Participant has 30 days from the 1st of the month to make their payment. If they don't pay on time, the administrator has the right to terminate the coverage to the last full month of payment.

Sometimes, since the COBRA Participant is usually on the group's bill and they are paying as billed, the Participant's premium is being paid so the Administrator could be lenient and not term, plus accept the "late" payment.