With many groups moving into their new 2012 Cafeteria Plan year, please remember that you cannot use your benefits card or submit a claim for 2011 services to be reimbursed out of your 2012 account even if you didn't receive your billing statement or EOB until the new year.

However, if you haven't utilized all your 2011 funds, you can still turn in the claim for reimbursement through the end of the run-out period.